elizabethluscomb

Living On Less

"budget", "living on less"Liz LuscombComment

After a grumbling conversation with myself this morning, I finally made the decision to get this post out of my draft box. For whatever reason, I've had a hard time finding the words to introduce this series on my blog. In a nutshell, this will be tips on how we save money by making small changes in our lifestyle and by becoming more self sufficient.  

In order to not bore you to death with a long story of how we came to live the way that we do, I figure the short version that can be squeezed into a paragraph or two will be much easier for all of us.  

Short Version:

My husband and I were like many who supported their lifestyle through credit cards and student loans. We have no one to blame but ourselves.  We wanted the champagne life on a Natural Light beer budget.  (For all the non-alcoholic drinkers, Natural Light beer is probably the cheapest beer you can find.)  

We were living check to check and our credit limits were maxed out.  Reality began to set in and we realized we had no wiggle room when it came to our bills.  It was ridiculous, frustrating, and we were feeling trapped.  

Then the bad things began to happen. 

You know that phrase: Saving for a rainy day?  

Well our rainy day poured and we didn't have the savings.  I was pregnant with twins and lost one of the babies, resulting in a large sum of medical bills.  One month later, my husband was diagnosed with a brain tumor which led to many neurologist bills, CT scans, MRI's, etc. (Since then, he has been diagnosed with an arachnoid cyst)  Wait.  I'm almost finished.  
Bubba broke his knee and I suffered from complications after giving birth leaving us with plenty of hospital bills.

To make things harder on ourselves, we decided that my husband should leave his well paid, handsome yearly bonus, job in exchange to go back to school. And while we were at it, we threw in an expensive move back to our home state of Texas all the way from Utah.

This decision came with financial consequences.  If I thought things were a struggle back when his job was good and I worked, things only became tougher when our family went from three to five in less than two years, and our TWO income household became an ONE income household.

When you add up all of the above, it results in becoming more creative in how we choose to live day by day; saving wherever we can.

If you read everything down to here; I'm proud of you and you deserve a cookie! 

I hope you'll check in on the Living On Less tab at the top of the page once and awhile to see how to save you or your family a little ching, ching.  It all adds up! Really, it does.