What it Costs to Live in North Carolina | Monthly Expenses

"budget"Elizabeth LuscombComment
Downtown Charlotte | Bank Of America Building Life As Liz

I'm what people nowadays call a wanderlust-er.  If I meet you for the first time my question to you will more than likely be, "Where are you from?"  I am such a curious person and the idea of living in different places dotted around the world appeals to me like no other.  But since I can't, I love to look around the Internet and see other people sharing their journey as they trek and live around the globe.  One of the things I'm always curious about is how they afford to live where they do because to me, living in a country such as, Ireland, seems impossible because the cost of living-- at least in my mind-- is too expensive.

Since I find that learning what the average rent costs for someone living in Canada is, then I figured someone might be interested in learning what it costs to live in the Southeast of the United States. 

 Front Yard during the autumn season.  These trees surround the pond.

Front Yard during the autumn season.  These trees surround the pond.

In fact, the cost-of-living in North Carolina played a huge role in us even moving here.  When Bubba was looking at schools to attend, he had to look at the affordability of the area and if he could find work close by.  Obviously we live here so the Charlotte area met those requirements.  However, what you can afford around here will vary and our rent is not the typical price tag for house rentals.  Usually it costs more; God just laid this rental in our lap and luckily I fought for it and won!  Seriously, if I told you the story, you would say 'yep...you definitely had someone on your side up there.'  No joke.  But without further adieu.

Our Monthly Expenses

Rent: $875 per/month 

What we get:  3 bedroom, 2 bath, 2 story house, on 1 acre of land.  It has a tree lined driveway and a pond in the neighboring land.  (So we get a nice view)  Typical rentals are an average of $1200+

Obviously this is our biggest expense.  We chose to live Southeast of Charlotte to help lower our rental cost while still living in a good neighborhood with plenty of elbow room from neighbors.  However, the trade-off is a rundown school district which most of the state itself is trying to deal with.  This is why we have chosen to homeschool Nathan. 

Electricity: Average $160 (Winter) $240 (Summer) 

The entire house runs off of electricity.

Water: $20 average

Rental Insurance: $14

Internet: $40

Wireless phone: $45

Health Insurance: $170

Transportation: $240 (Gas) avg per gallon $3.35ish

Trash: $25

Groceries: $800

We rarely eat out because it is expensive when you are buying for 5 people each time so I cook the majority of our meals. Groceries are definitely more expensive in the east vs. the west.  Most food is shipped from states such as California so it will cost you a bit more living here.  The cost of a pound of ground hamburger meat is $4.19-$4.48ish at Wal-Mart.  Go to another store and it will cost somewhere over $5 per pound.  Those are just a couple of examples.

Chocolate Mousse | Life As Liz

We are able to scrape by on one income by making adjustments to our lifestyle and sticking as closely as we can to a budget.  It's not always easy but we manage!  And trust me, we are really looking forward to Bubba finishing school so we can have a little breathing room once and a while. ; )

If you're interested to see the cost of living in NYC, then check out this post from Our Freaking Budget.  And if you're interested in what it costs to live in Germany, then check out this post from Denglish.